Fees

The typical Chapter 7 runs $1,950 total. This includes the attorney fee, court filing fees, and mandatory credit counseling fees.

The typical Chapter 13 requires $1,500 upfront and the balance is paid over the 3-5  year plan. The presumptive fee set by the court in the Western District of NC is $4,500.

We typically charge $750 to negotiate a typical credit card debt. If you have several different creditors we can certainly discuss a lump sum fee to cover everything.

We typically charge $600 to prepare an Answer to a typical credit card lawsuit. This can help buy time to negotiate a settlement.

We typically charge $750 to attend a foreclosure hearing in front of the clerk of court. This often results in a continuance for 60 days to work on a loan modification or consider Chapter 13 bankruptcy.

There is no fee for a bankruptcy consultation. All other matters require a $150 consultation fee.