What We Do

Bankruptcy and Debt Defense

Let our 14 years of experience work for you. We help clients achieve financial relief when they need it most. Whether you are considering bankruptcy or debt negotiation give us a call to discuss your options. Even if you are considering filing pro-se we recommend meeting with an attorney first to discuss any risks.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Often referred to as straight bankruptcy 

  • Obtain a discharge in 6 months or less
  • Eliminate credit card debt
  • Discharge old medical bills
  • Repair your credit

Chapter 13 Bankruptcy

Often called the wage earner plan

  • Typical plan last 3 to 5 years
  • Pay back a percentage of your debt
  • Save your home from foreclosure
  • Cram down your vehicle payments
Stop Foreclosure
Credit Card Debt

Debt Negotiation

Settle for pennies on the dollar

  • Stop or delay lawsuits
  • Challenge interest and penalty charge
  • Settle old judgments
  • Boost your credit score

Personal Bankruptcy

Chapter 7 and Chapter 13 both offer individuals and couples relief from crippling debt.

Debt Settlement

Old debt can often be settled for pennies on the dollar and have the added benefit of repairing your credit.

Credit Card Defense

The usual statute of limitations for most credit card debt in NC is 3 years from the last payment.

Medical Debt Defense

Hospital bill lawsuits can not only damage your credit, but can possibly result in a lien on your property.

Repossesion Debt Defense

Just because your car is gone does not mean the debt is forgiven.

Foreclosure Defense

We represent homeowners at the foreclosure hearing to verify and challenge the debt, default, notice, and right to foreclose.

Request A Quote Today


Reach Us

Location :

110 East Jefferson St.
Monroe, NC 28112

Hours :

Monday - Friday
9:00 am - 5:00 pm

Phone :

We are a debt relief agency and help people file for relief under the Bankruptcy Code.